Medical Plans for Individuals and Seniors

There are a wide variety of options available to individuals, including plans that specifically cater to young adults and seniors. For individuals in their 20-somethings that are looking for a simple yet sensible way to get medical coverage, CAPS recommends Tonik by Blue Cross. For those seeking more traditional coverage, Blue Cross and Nationwide are just a few of the many carriers CAPS uses to provide individuals and seniors with a side-by-side comparison from an array of plans to best fit your health and financial needs. For mature Californians, CAPS understands that seniors healthy or not need to make smart choices concerning coverage designed to protect themselves and their loved ones. Among others, CAPS recommends a menu of Medicare Supplement Plans offered by Blue Cross to suit those needs.

Dental Plans

As a proud and valued direct Broker with Delta Dental, CAPS offers exclusive Dental programs that are superior in price and coverage. Although we have the option to offer our clients benefits through any dental carrier, we believe in Delta Dental, the largest dental benefits carrier in California, due to it's quality service and cost containment for our valued and cost-conscience clients. We think that's something to smile about!

Vision Plans

CAPS is also proud to work as a direct Broker with Vision Service Plan (VSP), the nation's largest provider of exceptional eye care coverage. When working with CAPS, you'll clearly see that providing a vision plan for your employees can be more affordable than you once thought.

Laser Vision (Lasik) Correction Discount Plans

At CAPS, we understand that for some people, Laser Vision Correction, also known as "Lasik" is a sought after alternative to wearing contacts or lenses. That's why we've taken an interest in offering discount programs that offer our clients more affordability when opting for Lasik surgery.

Life Insurance Plans

Term Life insurance is an affordable way to ensure that loved ones will be protected from economic hardships resulting from the death of an income-earner. CAPS offers both group and individual life insurance plans through a variety of carriers to help you get the best rate and underwriting for your situation.

Pre-Paid Legal Plans

Looking for legal advice but can't afford it? CAPS has an affordable solution. In working with Caldwell Legal, USA, the inventors and founders of the prepaid legal industry in the United States, our clients and their employees can utilize 24/7 legal advice and other lawyer services at a fraction of the cost of a personal lawyer. Superior to other pre-paid legal plans, Caldwell Legal, USA is dedicated to providing the finest benefits, most expansive attorney network, and highest level of commitment to member service.

Chiropractic Care Plans

Although the demand for complementary and alternative medicine, such as Chiropractic care is quickly growing, many traditional health plans do not offer this benefit. CAPS is pleased to offer alternative add-on and voluntary benefit plans through Landmark Healthcare, who consistently delivers lower costs, improved access and satisfied members and employees.

Long-Term Care & Long-Term Disability Plans

Due to the rising cost of healthcare, and the limitations of Medicare, Long-Term Care Insurance is becoming more and more important in order to protect your assets in the event that you become ill and need the services of a caregiver, nursing home, convalescent home, alternative care facility or home health care. In the event of an untimely accident or illness that renders you unable to work, Long-Term Disability Insurance will provide the income necessary to continue a standard of living you are accustomed to. CAPS shops competitive rates for both Long-Term Care and Long-Term Disability insurance to help safeguard the future of your employees and your family.